Smart Loan
Allows individuals to apply for structured loans and monitor repayment schedules, outstanding balances, and payment history in real time.
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Smart Contribution
Enables flexible savings contributions without a fixed target. Users can contribute any amount at any time toward personal financial growth.
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Smart Target
Helps individuals save toward a defined financial goal (e.g., rent, business capital, tuition) with structured tracking until the target is achieved.
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Smart Esusu
Allows users to create or join a traditional rotating savings circle digitally, ensuring transparent tracking and automated contribution cycles.
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Smart Investment
Enables individuals to pool funds into structured investment opportunities and track returns within the dashboard.
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Smart Lock-Up
A disciplined savings feature that locks funds for a chosen duration to prevent premature withdrawal and encourage financial commitment.
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Smart Rotational
Automates rotating payout systems in which participants contribute regularly and receive lump-sum payouts on a scheduled schedule.
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